SUPERVISORY COMMITTEE REPORT
The Supervisory Committee is appointed by the Board of Directors to act as the member’s representatives in ensuring the safety and soundness of your credit union. The Supervisory Committee is confident in reporting that throughout 2022, KBR Heritage FCU maintained a well-capitalized net worth ratio while meeting the regulatory guidelines set forth by the State of Texas and its federal regulatory bodies. In July, the National Credit Union Association conducted an exam to ensure that your credit union is current with all rules and regulations. We are confident that KBR Heritage Federal Credit Union is meeting the needs of its members, continuing to keep current with the rules and regulations while providing a safe and sound option for your financial needs.
BOARD OF DIRECTORS Bill Simister, Chairman Tim Mark, Vice Chairman Michael Fink, Treasurer Aiesha Maxwell, Secretary Matt Frank Paul Kramer Wendell Prothow
Sanjay Singh Glenn Wong
SUPERVISORY COMMITTEE Ron Schielke, Chairman
Ron Schielke, Supervisory Committee Chair
Elizabeth Garza Michael Tallman Cindy Mixon
TREASURER’S REPORT
The Annual Report to the membership contains complete statements of KBR Heritage FCU’s financial condition, income, reserves, and retained earnings for 2022. We had a prosperous year, and these results are demonstrative of our financial strength, as well as the continued support of our members. Your money is safe and secure at KBR Heritage FCU. Our members’ shares are insured up to $250,000. We follow state and federal laws pertaining to operations. In summary, the strong commitment and expertise of our Board of Directors, Supervisory Committee, and our professional management team ensures that KBR Heritage FCU remains a sound financial institution. We will remain vigilant representatives of our members’ interests, ensuring KBR Heritage FCU’s financial soundness, as your credit union continues to provide you and your family with the highest level of member service.
KBRHFCU STAFF Regina Lancaster,
President/CEO Jennifer Crosby, Vice President of Operations Roxanne Ortiz, Member Service/Teller Manager Katrina Roberts, Loan Department Manager Vivian Adams, Member Service Representative Debra Ligon, Member Service Representative Beatriz Loera, Accounting Support Specialist
Angela Pittman, Loan Processor Deanna Robinson, Loan Officer
Michael Fink, Treasurer
KBR Heritage Federal Credit Union 601 Jefferson St., KT-02 Houston, TX 77002 713-753-3022
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