INCOME STATEMENT (AMOUNTS IN MILLIONS)
2023
2022
2021
Interest and Dividend Income
$ 44.6
$ 32.4
$ 25.0
Interest Expense
(16.0)
(2.7)
(1.6)
Net Interest Income
28.6
29.7
23.4
Provision for Loan Losses
(0.2)
(0.7)
(0.7)
Non-Interest Income
7.5
8.4
13.6
Non-Interest Expense
(23.5)
(23.1)
(22.8)
Income Before Taxes
12.4
14.3
13.5
Provision for Income Taxes
(2.7)
(3.1)
(2.9)
Net Income
$ 9.7
$ 11.2
$ 10.6
ACCESSBANK HISTORICAL RESULTS (AMOUNTS IN MILLIONS)
$719.1
$758.7
$12.4
10.22%
2023
2023
2023
2023
$844.5
$14.3
12.47%
$559.7 $635.1
2022
2022
2022
2022
$13.5
11.99%
$808.5
2021
2021
2021
2021
PRE-TAX EARNINGS
RETURN ON AVG. EQUITY (ROAE)
GROSS LOANS
TOTAL DEPOSITS
ACCESSbank 2023 ANNUAL REPORT | 5
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