Carroll Bank and Trust Home Buyers Guide

DO NOT CALL REGISTRATION

Add your name to the DO NOT CALL REGISTRY Once your name is on the list, it will take up to 90 days to take effect. This will keep you from receiving solicitation calls after your credit has been pulled.

If you are planning to purchase a home soon and do not wish to receive the solicitation calls, scan the QR code or visit the website at the link below: www.optoutprescreen.com

You’ll be asked to provide some basic information, including:

Name

Address

SSN Date of Birth

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you (“Firm Offers”). The FCRA also provides you the right to “Opt-Out,” which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers. If you choose to Opt-Out, and if a Consumer Credit Reporting Company maintains a credit file for you and is able to locate your credit file based on the information you provide, you will no longer be included in Firm Offer lists provided by the four Consumer Credit Reporting Companies. However, your Social Security Number (or Individual Taxpayer Identification Number) and date of birth are not required to process your request.

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