Banking Solutions for Every Stage of Business and Life
SBA Lending Solutions SBA 7(a) and SBA 504 loans with competitive terms and lower down payments for small business growth. Equipment Financing Cost-effective financing options for acquiring machinery, vehicles and technology to support business operations. Business Lines of Credit Flexible working capital to help businesses manage cash flow, cover expenses or seize new opportunities. Personal Banking Comprehensive banking options provide convenience, growth and security for individuals at every stage of life. Personal Banking Accounts A range of deposit accounts are available to suit diverse financial needs, all with free nationwide ATM access. Clients can choose from free checking accounts for everyday banking convenience or premium interest-bearing options, including money market accounts and CDs, designed to help maximize savings. Mortgage Solutions A range of mortgage solutions ensures financing options for first-time homebuyers, luxury properties and refinancing needs, including Conventional, Government, Portfolio and Executive Mortgages.
We know every client has unique financial goals, which is why a full suite of business and personal banking solutions is offered to simplify financial management and support long- term success. Whether managing daily finances, planning for the future or expanding a business, our tailored products and personalized service empower clients to thrive. Business Banking Businesses require financial tools that support growth, optimize cash flow and provide operational efficiency. ACCESSbank offers customized business banking solutions designed for start-ups, nonprofits and large corporations alike. Business Banking Accounts Business banking accounts are designed to maximize efficiency and support financial growth. Options include low-cost business checking, interest-bearing accounts for maximizing returns and specialized nonprofit accounts tailored for mission-driven organizations. Treasury Management A comprehensive suite of Treasury Management Services helps businesses streamline operations and protect financial assets. ACH Services Automated payroll, vendor payments and collections for secure, efficient transactions. Positive Pay Fraud Protection Reduces fraud risk by verifying check and ACH transactions before processing. Remote Deposit Capture Allows businesses to deposit checks from anywhere, improving cash flow and efficiency. Business Loans Customized lending solutions provide the financial resources necessary to expand and strengthen businesses. Commercial Real Estate and Construction Loans Financing for purchasing, developing or renovating commercial properties.
Home Equity Loans and Lines of Credit (HELOCs)
Fixed-rate home equity loans and flexible HELOCs allow homeowners to tap into their home’s value for renovations, debt consolidation or major expenses. Construction, Bridge and Lot Loans Whether constructing a custom home, purchasing land or transitioning between properties, construction, bridge and lot loans provide tailored financing solutions. Personal Loans and Auto Financing A range of lending solutions, including unsecured personal loans, personal lines of credit and auto loans, offers competitive rates and flexible repayment options for major purchases or unexpected expenses.
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SOLID GROUND, BOLD VISION: 2024 ANNUAL REPORT
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