PERSONAL CREDIT CARDS
Our variety of credit cards allows you to choose rewards and terms that work best for your personal needs, whether you’re building credit, want to avoid an annual fee or enjoy earning rewards. No matter which option you choose, you can shop securely with EMV smart chip technology and mobile payment capabilities.
Visa® Platinum Card • No annual fee
Visa® Signature College Real Rewards Card • No annual fee • Earn 1.5 reward points per dollar spent on every purchase • There are no caps or limits on the points cardmembers can earn • Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise
• The best introductory offer!* • Save on interest and pay down other credit card balances faster • Everyday convenience of a non-rewards card
Visa® Secured Card • No annual fee
• Excellent opportunity for anyone who wants to improve or establish their credit.*** • Open a savings account that is pledged as a security for the credit card account
BUSINESS CREDIT CARDS
Business Corporate Mastercard®
Business Ultimate Rewards Mastercard® • Line of credit: $500 - $750,000
• Line of credit: $25,000 - $750,000 • Minimum payments: Full balance • No introductory rate, purchase or cash promotion • No balance transfers on Oxford Bank Business Cards • Average Daily Balance interest method
• Minimum payments: 3% of total balance or $25 minimum • No introductory rate, purchase or cash promotion • No balance transfers on Oxford Bank Business Cards • Average Daily Balance interest method
• 3% Foreign Transaction Fee • Rewards Program eligible** • No annual fee
• 3% Foreign Transaction Fee • Rewards Program eligible** • No annual fee
See oxfordbank.com for current interest rates.
*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount; $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. **Rewards Program is redeemable by checking/savings account deposit, credit towards your credit card, gift card and much more. ***Late payments and going over the credit limit may damage your credit history.
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