Oxford Bank - Banking Services Guide


Business Term Loan • Relationship-based pricing for purchases (i.e., equipment, etc.) • Flexible terms available • Online Loan Payment Portal available Business Line of Credit • Capitalize on opportunities and cover unexpected expenses • Use to finance a wide range of seasonal or ongoing needs • Immediate access to funds when needed

Commercial Real Estate Loan • Relationship-based pricing for the purchase, refinance or construction of commercial properties • Long-term, fixed-rate options available with derivative (SWAP) solution • Variable-rate options available with balloon payments Small Business Administration (SBA) Loan • Commonly used for business acquisitions, partner buyouts, debt refinance, start-ups and business expansions • Generally offer lower down payments and extended terms • Fully-amortizing loans with no balloon payment (no renewals every 1-5 years, like a conventional loan) • Common loan types include Express Lines of Credit and 7(A) Term Loans

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