Oxford Bank - Banking Services Guide

PERSONAL CHECKING

Our checking options come filled with perks. * It’s not a matter of choosing if, but rather how, you get rewarded.

• No minimum balance requirement • $25 minimum deposit to open • Free eStatements or $5 monthly paper statement fee • Online and mobile banking • Mobile check deposit • Unlimited check writing

Kasasa Cash® Checking

• Free checking that pays high interest

• 4.85% APY** on balances up to $15,000 • 0.71% to 4.85% APY** on balances $15,001 and over, depending on balance in account • 0.05% APY** on entire balance if qualifications aren’t met • Refunds on ATM withdrawal fees nationwide (up to $25 monthly)*** • Link to free Kasasa Saver® to build savings automatically

Kasasa Cash Back® Checking

• Free checking that pays you back • 2.00% cash back on debit card purchases

• No category restrictions • Earn up to $8 monthly

• Refunds on ATM withdrawal fees nationwide (up to $25 monthly)*** • No monthly maintenance fee or minimum balance to earn rewards

To qualify for rewards, just do the following in your Kasasa account during each Monthly Qualification Cycle: • Have at least 12 debit card purchases post and settle • Enroll in eStatements • Enroll and log in to online banking

Your Kasasa account is still free even if you don’t meet the rewards qualifications each month, and you can get right back to earning cash rewards the next cycle you qualify.

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