INCOME STATEMENT (AMOUNTS IN MILLIONS)
2022
2021
2020
Interest and Dividend Income
$ 32.4
$ 25.0
$ 25.1
Interest Expense
(2.7)
(1.6)
(3.3)
Net Interest Income
29.7
23.4
21.8
Provision for Loan Losses
(0.7)
(0.7)
(1.8)
Non-Interest Income
8.4
13.6
10.6
Non-Interest Expense
(23.1)
(22.8)
(20.7)
Income Before Taxes
14.3
13.5
9.9
Provision for Income Taxes
(3.1)
(2.9)
(2.0)
Net Income
$ 11.2
$ 10.6
$ 7.9
ACCESSBANK HISTORICAL RESULTS (AMOUNTS IN MILLIONS)
$635.12
$844.54
$14.34
12.47%
2022
2022
2022
2022
$559.67
$808.53
$13.53
11.99%
2021
2021
2021
2021
$575.72
$673.47
$9.91
9.77%
2020
2020
2020
2020
GROSS LOANS
TOTAL DEPOSITS
PRE-TAX EARNINGS
RETURN ON AVG. EQUITY (ROAE)
ACCESSbank 2022 ANNUAL REPORT | 11
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