ACCESSbank Annual Report 2022

Our Commercial team is dedicated to providing an exceptional experience to our clients. To deliver on our promise, our full-service Lending, Portfolio Management, and Treasury Management teams partner together to deliver customized solutions and act as trusted advisors for our clients. This year, we finalized our efforts in the forgiveness of more than $120 million in Paycheck Protection Program (PPP) loans, allowing clients to reinvest back into their business and employees. We continue to commit to high-level service by adding new support and portfolio positions to elevate from a 1:1 banker-client ratio to a 3:1 service model. COMMERCIAL BANKING

“It has been an absolute pleasure collaborating with the distinguished team at ACCESSbank. Their unparalleled commitment to prompt, tailored service has made them an invaluable asset to both myself and my business. I have consistently found solace in their unwavering support and dedication, making them an irreplaceable ally in my entrepreneurial endeavors. Their exceptional professionalism and remarkable attention to detail have undoubtedly raised the bar for excellence in the financial industry. I look forward to a continued partnership with ACCESSbank and recommend their services to any individual or organization in search of top-tier financial solutions.”

Implemented a new commercial lending platform to streamline the entire process, from prospecting to post-close portfolio management

Ended the year exceeding production goals for commercial loans by more than 30%

Jamie Gutierrez, CEO, Midwest Maintenance

ACCESSbank 2022 ANNUAL REPORT | 5

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