Oxford Bank - Banking Services Guide


Financial planning starts with your dreams, whether you are beginning with a basic budget or you need advanced money management ideas. At Oxford Wealth Management, we know that the savings and investment decisions you make today will impact your financial future.

With our tailored approach, we will review your current situation and discuss your objectives and timeline in order to build strategies suited to meet your needs.

Risk Management and Insurance • Review of existing policies • Life insurance needs • Long-term care insurance • Disability insurance

Income Tax Planning*

• Review of cost basis • Tax loss harvesting • Potential Roth conversions

Estate Planning and Charitable Giving* • Wills

Retirement Income Planning • Retirement goal setting

• Power of attorney • Health care proxy • Nursing home protection trusts • Revocable trusts • Estate tax planning

• Social Security and Medicare • Annuities and managed income strategies • RMDs and withdrawal programs

Assistance to Loved Ones • Gifting • Education planning

Cash Flow and Budget • Income sources

• 529 college savings plan • Roth IRAs for children

• Expenses and budgets • Debt management • Planned large expenses • Dollar cost averaging • Mortgage review • Lines of credit

Concierge Service

• Coordinate with other advisors such as your attorneys and accountants • Hold regular meetings and ensure all planning is coordinated and implemented

Wealth Accumulation Planning • Review of portfolio • Asset allocation • Time horizon • Investment policy statement

*We do not provide legal services or legal advice, nor do we provide tax advice. Please consult your legal and/or tax advisor.

• IRA contributions and conversions • Employer-sponsored plans and 401(k)s • Self-employed retirement plans • Review of investments held outside OFS

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